First Carolina Risk Management Advisors strives to be trusted advisors to our clients, using our insight into risk management and focus on personalized insurance strategies to protect our clients' assets. We place a premium on integrity, honesty and responsiveness, attributes our clients appreciate. Please take a few minutes to see what our clients have to say about us. If you have questions, we encourage you to contact us.

The Beach Company
Wendy W. Kinsella, Vice President of HR
“Several years ago, I was introduced to First Carolina Risk Management Advisors’ Client Portal, their internet based resource center. My initial reaction was that this was an extremely valuable tool, providing the perfect combination of information related to both risk management and to the field of human resources. The abundance of data and the functionality of this software are comparable to any application of this kind, without the reoccurring cost. The staff and I continue to be extremely impressed.”

Franklin C. Fetter Family Health Center, Inc.
Ronald A. Ravenell, Executive Director
First Carolina has proven to be organized, effective and very knowledgeable about the insurance market. Periodic meetings to discuss our policies and ways to keep costs at a minimum have proven to be beneficial for our organization. Your accessibility and availability to discuss unforeseen circumstances as they arise is also an invaluable attribute that you have demonstrated over the years.

Cactus Car Wash
Karen Barker, Controller
First Carolina RMA has been the insurance broker, for Decker Car Wash Inc. since 1996. The car wash industry is a complex and tough market to insure. First Carolina has provided our company excellent service and advice throughout our relationship... This has been done in both a timely and professional manner. First Carolina and their associates have always been available to answer any questions, or refer us to the best source to secure the proper answers… I would highly recommend First Carolina RMA to any company or person needing an excellent insurance brokerage firm.

Complete Building Corp.
Barbara Blitch, Controller
Complete Building Corporation has been a client of First Carolina RMA for the past twelve years. During our time with First Carolina we have received nothing but the utmost service from them. Our representative has always, given us professional and courteous service…When they would hit a dead end; First Carolina would not let this stop them from searching other avenues until they had exhausted all resources before bringing us information.

Nilson Van & Storage
Phyllis Nilson, President
When First Carolina asked the question, “Is there anything we could have done better or was there anything we didn’t do we should have done?”My answer was “I think it is important to know that we now have an agent that is working for us and cares about our business, an agent that is looking out for our best interests.”

Palmetto Primary Care Physicians
Dr. Ron Piccone, CEO
“First Carolina’s experience and knowledge in the insurance industry was demonstrated by their ability to recognize my needs and analyze all options to provide a tailored program to protect my assets. They continued to provide updates and recommendations as changes in my exposures occurred.”

“The staff at First Carolina is truly professional. Because of them I’ve changed my impression of the insurance industry. I trust their advice and would recommend them to anyone who can appreciate the value that a good agent brings to the table.”

St. James –Santee Family Health Center, Inc.
Robert H. Pinckney, CEO
“I would like to share my experience in dealing with Kenneth L. Richardson, our advisor in matters of insurance and risk management since 1995. Ken is a broker with First Carolina RMA with office locations in Charleston and Columbia, SC.

Ken has always demonstrated a superb knowledge of his products and has worked with me to ensure that our firm’s needs are met with quality products and excellent value. He is proactive in analyzing ways to help us manage risk and reduce our cost. Above all I have found Ken to be open, honest and a real gentleman. I strongly recommend that anyone consider Ken as your firm’s insurance risk management consultant.”

Carolina Retail Packaging
Orlando Haltiwanger, Safety Director
“We are so pleased with the help that First Carolina has given us in making our safety program more robust. It’s obvious that First Carolina cares about our employees, our profits and our customers. Thank you so much for helping make my job easier and more effective.”

Ascension Hospice
Tom Downing, Human Resource Manager
“I wanted to acknowledge the excellent work of your team members. Their dedicated efforts to provide premier insurance service to our organization has been above and beyond want a client would expect. Their attention to detail has benefited our company in both time and cost savings that has allowed us to keep up with the growing trend of our business.”

The Children’s Museum of the Lowcounty
Denis Chirles, Director
Everyone at First Carolina is not only friendly, but they act as confidants and mentors. They always respond right away with a solution. I feel comfortable knowing that I have their expertise as my guide and resource. That to me, in my current role, is what’s so important, helpful and reassuring. Our mutual goal has always been to ensure that every visitor to the museum will enter a safe environment with a memorable experience.

Montclair Condominiums Property Manager
Terrie Bergdorf, CMCA, AMS
Montclair has been partnering with FCRMA since we formed our Association and they continue to advise us on loss prevention initiatives. The risk management approach they take with us is toaid us in communicating directly to our homeowners by providing monthly safety topics with everything from Pool Safety to How to Use a Fire Extinguisher. (Together we have been able to communicate to the insurance industry that we are serious and very proactive when it comes to risk management.)  This has enabled us to stabilize our insurance premiums, which directly affects every homeowner’s pocketbook and makes it possible to put more money into our reserves for our future.